About Countingup

At Countingup, we’re committed to making it easier to run a small business. We believe that the self-employed should have a simpler way to manage their business. Our solution frees them from financial admin, saves time and money while helping them stay organised with the business insights and tools they need to succeed.

We're a venture-backed fin-tech with ambitious growth plans. Countingup is the leading UK business current account for the self-employed. We’ve helped over 60,000 businesses save time and money with automated accounting and tax.

The role

We are looking for a Financial Crime Analyst with experience within the Fintech industry and with knowledge of various financial crime typologies, processes and regulations. The ideal candidate must possess extensive transaction monitoring experience, as this will be the primary focus of the role initially. Additionally, they should have demonstrable experience in conducting investigations and performing Enhanced Due Diligence. While the role will expand to include other responsibilities over time, strong transaction monitoring skills are essential from the outset. Reporting to our Head of Financial Crime in an engaging environment, you will be on the frontline using your skills to protect our business and our customers from financial crime.

Key Responsibilities

• Undertaking transaction monitoring, ensuring that the management of any suspicious/high-risk activity is aligned with internal and external requirements
• Conducting Enhanced Due Diligence where required, ensuring that regulatory and internal standards are met
• Reviewing Sanctions/PEPs/Adverse Media alerts
• Conducting searches and investigations, ensuring that fair treatment of customers is considered during this process
• Liaising with Law Enforcement Agencies and authorised third parties to provide reports and assistance in line with our Data Protection Policies
• Completing, submitting and tracking SARs (suspicious activity reports)
• Assisting with developing and improving our AML function and risk assessment on customers
• Contributing to the preparation of internal reports and management information

Experience & Skills

• You have worked at least 4 years in a regulated environment, preferably a Fintech offering Financial Services
• You have an understanding of processes, regulations and guidelines related to:
  • Card and payments processes in financial services
  • Due Diligence
  • TCF Principles
  • Money Laundering Regulations
  • POCA
  • Sanctions and counter-terrorist-financing

Behavioural competencies:

We’re a sociable bunch, and we enjoy each other’s company. So it’s important that you’re a great fit for our company culture. These are some of the things we look for:

• Take pride in the work you do and everything you get involved with
• Strong written and verbal communication skills to articulate business and customer problems clearly
• Think independently and not afraid of suggesting new ideas
• Ambition combined with an appetite to learn and improve
• A healthy amount of curiosity for the unknown with a growth mindset
• Respectful, honest and a kind team player

What will you get in return?

• You’ll be challenged whilst being fully supported by a great team from which you can learn
• Exposure to every area of the business. You’ll be encouraged to get involved and make an impact on ways of working
• A transparent and open company culture where employees are consulted on company decisions and direction
• Competitive salary
• Share options after 6 months probation
• Up to 8% pension scheme
• 26 days holiday (plus UK public holidays) with an option to buy or sell up to 5 more days
• Hybrid working (2 days per week in our Central London office)
• High-spec equipment when you start